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In this tutorial, Lee Pearlman discusses the seven most common deceptive tactics used by insurance companies in personal injury claims. One key strategy is their early settlement offers, which are typically much lower than what the case is worth—often only a fraction of the total damages. Research indicates that individuals who accept quick settlements can be shortchanged by as much as 400% compared to those represented by an attorney. These early offers usually do not account for necessary medical treatments, lost wages, or pain and suffering, which can significantly undervalue a claimant's compensation. Pearlman emphasizes the importance of being aware of these tactics to better navigate personal injury claims.