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Im going to cover non-forfeiture options with whole life insurance policies as youll need to know them for Your Life Insurance pre-licensing exam okay so non-forfeiture options have to do with whole life insurance policies this is because theres cash value so what a non-forfeiture option is its essentially the an option that you can exercise when the policy is finished whether you surrender it or it lapses or you cancel it or whatever it could be there are a few different options that people have because there is money available in the cash value so its not like that money just disappears okay now theres three options theres cash surrender value theres reduced paid up insurance and then theres extended term those are the three non-forfeiture options by the way if you find Value in this video please just subscribe to the channel and turn on post notifications share this with anyone else you know who may be studying for their life insurance license course and docHub out to me if