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Hide Option Choice in the Accident Medical Claim Form

Hide Option Choice in the Accident Medical Claim Form

Aug 6th, 2022

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How to Hide Option Choice in the Accident Medical Claim Form

4.8 out of 5

52 votes

In this episode, the presenter revisits topics from a previous video due to viewer inquiries. They discuss the emotional challenges faced in a career that can desensitize individuals, particularly in dealing with car accidents. The presenter expresses a level of acceptance toward the physical damage of vehicles, viewing it as manageable. However, they emphasize discomfort with the prospect of becoming desensitized to injuries and fatalities, indicating a reluctance to lose emotional sensitivity in those areas. They acknowledge that while those comfortable handling such situations may earn more in the insurance industry, it often comes with significant emotional costs.

Got questions?

Below are some common questions from our customers that may provide you with the answer you're looking for. If you can't find an answer to your question, please don't hesitate to reach out to us.

What does PIP stand for in insurance?

Personal injury protection (PIP)

Which insurance does not pay regardless of fault?

Personal injury protection, also known as PIP coverage or no-fault insurance, covers medical expenses regardless of whos at fault. It can often include lost wages, too. Depending on the state where you live, PIP may be required or it may be available but not required.

How do I reject an insurance claim?

Telling the insurance company no is simply part of the negotiations process. If you want to reject a settlement offer, you should submit a letter that outlines your refusal; its in your best interests to draft this with the help of a skilled attorney.

Do you have to pay an excess if you are not at fault?

If youre not at fault Some policies require an excess for all claims, regardless of fault. Some vehicle policies will say you do not have to pay an excess if you can prove the other driver/owner is 100% at fault.

How does insurance work when its not your fault?

Your insurance company will pay for your damages, minus your deductible. Dont worry if the claim is settled and its determined you werent at fault for the accident, youll get your deductible back. The involved insurance companies determine whos at fault.

Can I opt out of PIP in Michigan?

Who can opt out? In order to opt of out PIP coverage entirely, you must demonstrate that you have medical coverage under Medicare Parts A and B or a Qualified Health Plan.

Will insurance pay out if it was my fault?

If you are considered at fault for an accident or loss, your insurer wont be able to recover their costs if theyve paid for your repairs. Not only that, the third party or their insurer will probably claim back their own costs from your insurance company.

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