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[Music] foreign central banks around the world have been increasing interest rates to combat inflation with increased interest rates more people will save less people will spend and companies and individuals that already have debt such as corporate debt or mortgages will now have higher interest rates and with these higher interest rates the focus will be on paying these higher rates not on spending more all of this will lead to lower consumer spending cause a Slowdown in our economy and will reduce the value of our companies around the world well this reduction has already started and the worlds biggest investors have been affected Norways Sovereign wealth fund which has over a 70 percent weight in public equities and no allocation of private Equity was drastically affected by the drop in the public markets in fact it lost over 14 percent in the first half of 2022. now other large investors around the world including other Sovereign wealth funds and Pension funds have also been affe