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In a video by Kentucky injury attorney Tate May, he reveals five major secrets that insurance companies conceal regarding injury claims. First, he highlights that the initial offer from an insurance company is rarely the maximum they are willing to provide; he notes that most cases he has handled have settled for significantly more than the first offer. Second, insurance companies are not obligated to reveal their insured's policy limits, which can impact the claim process in Kentucky. This lack of disclosure can work against injured claimants, as it affects their ability to negotiate adequately.