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three ways to get bigger credit limits first sit back and wait if youre a good customer pay your bills on time and use your cards appropriately every six to twelve months banks will automatically increase your credit limits if you dont feel like waiting then you can just ask just call the number on the back of your credit card and ask for a credit limit increase just be prepared to explain why youre asking for an increase and how much you want and last you can simply open up more cards the more credit cards you have naturally the more credit limit youll have