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so very important youve been denied by a lot by A lender for mortgage loan and youre thinking about canceling your contract or not pursuing uh the homeownership goal that you had but its very important that if you have been declined by a different lender let us know that that you have been declined and why they said you were declined dont try to hide it because were going to find out anyway were going to be able to see that youve run your credit by you know number of uh mortgage lenders out there so just be honest with us tell us why they declined it they may decline it just because of what they call lender over overlays and we may not have the same lender overlays those are things like Kade we require us maybe they require 660 credit score and we require a 620 or a 580 or something like that so whatever the market may be doing just let us know so we can address the issue up front and uh try to get you the best Loan program available so just because youve been denied by one doe