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so in this video were going to talk about cosigners personal guarantors in bankruptcy so stay tuned bankruptcy bailout buddies welcome debtors and borrowers to bankruptcy bailout my name is matt burkus colorado bankruptcy and debt relief attorney and remember here we say that debt ruins lives not bankruptcy bankruptcy is your bailout it is your legal recourse when you can no longer pay your debt the governments not going to bail you out the banks arent going to help you but bankruptcy has always been here waiting to help you when you need it so lets get into the todays topic which addresses co-signers personal guarantors and what happens in bankruptcy with those individuals so if youre watching this video you probably learned that co-signing on a loan or being a personal guarantor is mostly a mistake but first lets talk about the difference between a cosigner and a personal guarantor so a cosigner think of it as a co-borrower you are on the hook for that debt just as if you were
