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good day guys welcome again to this YouTube channel its a good thing to see you here again for our frequent viewers hope you are enjoying the videos that are on this channel and for the new viewers I say a very big welcome to you in our last video we discussed about cheap home insurance quotes and am very sure lots of people benefited from that video now in this video I will be discussing something different this is a general basis knowledge that will Enlighten on how the insurance firm Works in no time lets begin what is personal lines underwriter from our perspective a personal line underwriter can be defined as a person who determines whether or not a customer should receive Insurance such as home insurance life insurance or auto insurance this is the main person that decides whether an insurance policy should be issued to a person or not every insurance company always has personal lines under writer who inspects every individual before giving out any type of insurance insurance p