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Mike, who works for a small landscaping company, was involved in a car accident that injured his arm and neck. Following his doctor's recommendation for physiotherapy, ICBC agrees to cover some treatments and provide income replacement benefits for Mike while he recovers. A few months later, ICBC requests that he return to work, stating that his benefits will be reduced and then stopped. However, Mike still struggles with his injuries and feels he cannot resume work. Seeking advice from his friend Sam, Mike learns about the Civil Resolution Tribunal, which helps resolve disputes with ICBC, and decides to explore this option.