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welcome to make it last helping you keep your legal ducks in a row and your nest egg secure with your host Victor Medina an estate planning and elder law attorney and certified financial planner everybody welcome back to make it last thank you for joining us this Saturday morning I am so happy to be with you as the announcer said my name is Victor Medina I am a host of make it last where we help you keep your illegal ducks in a row and your financial nest egg secure and Im excited for todays show its one of my favorite topics to talk about were gonna spend the segments two and three talking about investment fees and every time I give this presentation to a group their eyes open wide because for the first time the first time theyre being explained and taught you know how much theyre paying in investments so Im very excited for that and I cant wait to share that information with you but before we get started on that I wanted to talk a little bit about a kind of a cautionary tale