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In this tutorial, Lee Pearlman discusses seven common deceptive tactics insurance companies use in personal injury claims. The first tactic is to offer quick settlements, which often undervalue the claim—sometimes settling for pennies on the dollar. Studies indicate that individuals represented by an attorney can receive approximately four times more than those who accept early settlement offers. These quick settlements frequently ignore essential factors such as medical treatment costs, lost wages, and pain and suffering, which are crucial for a fair compensation. Pearlman emphasizes the importance of legal representation to navigate these tactics effectively.