Easily Hide Line in the Life-Insurance Quote Form

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How to Hide Line in the Life-Insurance Quote Form

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31 votes

Simple is better. We built our website on thatwhole premise. Its super easy. Its almost gamified in a way to make something thats not thatexciting a little bit more fun. My mom who doesnt know how to turn on her TV remote can look, scroll,couple questions, you get a quote. Our website makes it so easy to get anonymous pricing that youcan put in your health specifications and see what kind of results you get before you even giveus contact information so you wont be getting phone calls or emails until youre ready to takethe next step. We didnt want to hold their contact information hostage. We wanted to make sure that ifthey want to buy from us, great. Wed happily help them buy from us. If all theyre doing is justeducating themselves then we did our part too.

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Got questions?

Below are some common questions from our customers that may provide you with the answer you're looking for. If you can't find an answer to your question, please don't hesitate to reach out to us.

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Do life insurance companies check for drugs?

Life insurance companies test for prescription drugs and illegal drugs. If they find certain drugs in your system, your application for coverage could be denied or you could be charged more.

What do life insurance companies look for with a urine test?

A urine test will reveal drugs, nicotine, and other health issues. The exam is paid for by the insurance company as part of the underwriting process. People with certain pre-existing health conditions may be ineligible for traditional life insurance in which case they should consider no medical exam life insurance.

What drugs do they test for life insurance?

In addition, companies typically order a comprehensive drug panel during the exam, which checks for the following legal and illegal drugs: Amphetamine / Methamphetamine. Cocaine. Marijuana. Nicotine. Opiates. Phencyclidine (PCP) Barbiturates. Benzodiazepines.

What do life insurance blood tests detect?

With the life life insurance blood test, theyll be looking for high blood pressure, high cholesterol or glucose levels, as well as indications of nicotine, tobacco or drug use. Depending on your results, you may be able to qualify for one of an insurers best underwriting rate classes.

What happens if you lie about smoking on life insurance?

Remember to disclose your smoking habits when you apply for life insurance, as lying about it can result in your insurer canceling or rescinding your policy.

Why does life insurance test urine?

Insurance companies use blood and urine samples to learn more about your health profile. Health is one of the factors underwriters use to determine policy rates. Blood and urine tests can reveal information about drug/nicotine use and other underlying health issues.

What insurance is like an umbrella quote?

What is umbrella insurance? You never know when it might rain. So, just like the name implies, this type of policy acts like an umbrella, providing protection against a wide range of potential financial dangers and unforeseeable mishaps.

Do life insurance companies always check medical records?

After you submit your life insurance application, the underwriter begins the verification process. They assess the findings from your underwriting medical exam (if you took one) or health questionnaire, review your medical records and may even conduct personal interviews with friends and relatives.

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