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Hide Line in the Insuring Agreement

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Aug 6th, 2022

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How to Hide Line in the Insuring Agreement

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all right hello everybody this is melissa the insurance exam queen and i wanted to talk about um parts of a policy so this is usually part of the section of the exam that is under either pnc basics if you are taking a prometric exam or it will be part of policy provisions and contract law if youre taking a pearson exam and if you dont know if youre taking prometric or pearson its who are you scheduling your test with whichever um if you were to google your state exam so lets say youre in new york you do new york insurance exam schedule its going to either pop up as a pearson website or a prometric website or technically psi but psi will also follow either pearson or prometric so you just have to if it says psi then you got to look at the chapter titles but i most state exams are prometric or pearson anyway so anyway um this is regardless of all that this is a big part of the policy so or a big part of the exam for most people so if youre taking the property and casualty exam or

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Got questions?

Below are some common questions from our customers that may provide you with the answer you're looking for. If you can't find an answer to your question, please don't hesitate to reach out to us.

What is the gross line of reinsurance?

Gross Line The amount of liability an insurer has written on a risk, including the amount it has reinsured. Net line plus reinsurance equals gross line.

What is a line on an insurance policy?

A line is (1) a class of insurance, such as property, marine, or liability, or (2) in reinsurance, an amount of risk retained by a ceding insurer for its own account.

What is an example of concealment in insurance?

Lying when filing a claim: Lets say a storm damages your roof. If you tell your insurer that your homes siding was also damaged by the storm, even though it was already damaged before the storm hit, youre committing concealment.

What is the cut off clause in reinsurance?

A cutoff is a termination provision in a reinsurance contract under which the reinsurer is not liable for losses taking place after the date of termination.

What are the three types of reinsurance?

Types of reinsurance include facultative, proportional, and non-proportional.

What is written line in reinsurance?

WRITTEN LINE. The amount of a risk that a reinsurer is willing to accept, commonly expressed as a percentage of the sum insured. It can be reduced to the signed line.

What is material concealment in insurance?

What Is Concealment? Concealment from an insurance perspective refers to the hiding of facts or information that will directly affect the insurance rate, contract or benefits paid. It can refer to nondisclosed information or misrepresentation of fact.

What are the methods of reinsurance?

The two primary forms of reinsurance contracts are Treaty reinsurance and Facultative reinsurance. Each of these reinsurances caters to different levels of risk subletting.

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