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- [Jeremy] Hey, this is Jeremy from Shine Insurance and our video today is really the Business Insurance Overview, the four basic parts of insurance. This video is for you if you are either new to owning a business and just kinda wanna understand how insurance works, or youve owned a business for a long time and youve never really paid too much attention to your insurance policy and you want to understand it now. Im gonna go very quickly through coverages and provide you with a form that you can download that really is gonna organize your insurance world no matter where you get your insurance from. So lets dig right into it. What were gonna learn is the four basic parts. The first is whats called Liability Coverage, the second is Property Coverage, the third is Workers Compensation coverage, sometimes called Work Comp, and the third is Commercial Auto insurance. So were gonna break those four things down for you very quickly. I wanna show you the coverage details form that I re