Easily Hide Line in the Affidavit Of No Creditors

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How to Hide Line in the Affidavit Of No Creditors

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(uplifting music) - Hey, everybody. Paul from Cary Estate Planning, back with another video as part of our 2020 video challenge. This is continuing on our theme of estate administration. Today, were talking about the affidavit of notice to creditors. So, in addition to the affidavit of publication that we spoke about the previous video, the personal representative has to also swear through the affidavit of notice to creditors that they have put known creditors on notice of the death itself and made them aware of their need to make a claim against the estate, ing to the required timeframe. So these things are usually, you know, submitted simultaneously to the clerk of court, along with the inventory of deceased estate and other pleadings around the midpoint of the estate. This is Paul from Cary Estate Planning. (uplifting music)

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How can I hide from debt collectors?

Send a cease and desist letter. In fact, ing to the Fair Debt Collection Practices Act (FDCPA), debt collectors have rules that they have to follow when contacting you. A cease and desist letter sent through the mail, will force them to stop calling you.

Can creditors go after family members?

Similarly, creditors do not have the right to go after the assets of parents, children (for instance, child support), siblings, or any other family members.

What happens if you tell a debt collector it is not your debt?

Once you dispute the debt, the debt collector cant call or contact you to collect the debt or the disputed part until the debt collector has provided verification of the debt in writing to you. Your dispute should be made in writing to ensure that the debt collector has to send you verification of the debt.

Why are debt collectors calling me when I have no debt?

It is not uncommon today for people to be pursued by debt collectors for money they dont owe. This occurs for several reasons: the original creditor may have made an accounting error, you may be a victim of identity theft, or the creditor may have found the wrong person with a similar name.

What happens if you ignore collection agency calls?

If you get a summons notifying you that a debt collector is suing you, dont ignore it. If you do, the collector may be able to get a default judgment against you (that is, the court enters judgment in the collectors favor because you didnt respond to defend yourself) and garnish your wages and bank account.

How do you ignore creditors?

You have the right to tell a debt collector to stop communicating with you. To stop communication, send a letter to the debt collector and keep a copy of the letter. The CFPBs Debt Collection Rule clarifying certain provisions of the Fair Debt Collection Practices Act (FDCPA) became effective on November 30, 2021.

How many times a day can a debt collector call you before its harassment?

Federal law doesnt give a specific limit on the number of calls a debt collector can place to you. A debt collector may not call you repeatedly or continuously intending to annoy, abuse, or harass you or others who share the number.

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Hide Line in the Affidavit Of No Creditors