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In this video, Lee Pearlman discusses seven common tactics used by insurance companies in personal injury claims. The first tactic is the quick settlement offer, which often amounts to substantially less than what the claim is worth. Research indicates that individuals represented by attorneys typically receive about four times more than those who settle early with insurance companies. Quick settlements often neglect vital elements such as medical treatment costs, lost wages, and pain and suffering. Pearlman emphasizes the importance of understanding these tactics to avoid being shortchanged in personal injury claims.