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theres a session on debt factoring so debt factoring is a type of source of finance lets go for an example so where a debt factor would make sense if you are a business that has lots of sales on credit sales and credit so youve got lots of adapters and the idea is youd sell these debtors to a factoring company and the factoring company will give you approximately 90 of the value of those debtors so lets just say you had debtors worth 100 million pounds you sell that 100 million pounds of adapters to the factory company lets just say they give you 90 so they are going to give you 90 million in cash 90 of 100 million if they manage to accrue all of those uh debtors and get them all to pay up all hundred million then clearly theyve made a profit of 10 million pounds thats why the factoring company is going to do it on the businesses side well good thing for them is theyve now got 90 million pounds in cash right now as opposed to 100 million pounds worth of debtors so thats cash