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In this video, Lee Pearlman discusses seven common tactics that insurance companies use during personal injury claims. The first tactic is quick settlements, often offered right after an incident when a policy is involved. These initial offers are typically very low and can be significantly less—up to 400%—than what someone would receive if represented by an attorney. Quick settlements often exclude essential factors such as medical treatment costs, lost wages, and pain and suffering. Pearlman emphasizes that these tactics are prevalent and aims to educate viewers on their implications for personal injury cases.