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In this tutorial, Lee Pearlman discusses seven common tactics used by insurance companies in personal injury claims. The first tactic is to settle quickly, often for a fraction of what the claim is worth. This initial offer may not account for necessary medical treatment, lost wages, or pain and suffering. Studies indicate that claimants represented by attorneys can secure significantly more—up to 400%—compared to those who settle early with the insurance company. Pearlman emphasizes that understanding these tactics is crucial for navigating personal injury claims effectively.