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so i guess creditors um creditors are getting more aggressive um especially now that were seeing a lot of the consumer protections expire that were there for clients um and so um right this week strangely enough and weve had a lot of repossessions and i wanted to just do this quick video to remind people like you know dont if theyre threatening to repossess your car um try try to either work it out with them or file a chapter 13 bankruptcy so we can at least stop a repo from happening which is really embarrassing its expensive its embarrassing its going to cost you time and extra money we can stop that if you follow before the repossession and you know you know when youre behind um and most car companies i mean you got to be usually about two months behind before they pick up the car so you know dont stick your head in the sand if if youre behind and you know youre not going to be able to catch up and youre hiding your car um you know just call call a bankruptcy attorney w