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In this tutorial by Lee Pearlman, key insights are shared about the seven common dirty tricks used by insurance companies in personal injury claims. The first trick involves insurers quickly offering settlements, often significantly lower than what victims deserve. Studies indicate that settling without legal representation can result in victims receiving merely a fraction—up to 400% less—than if they were represented by an attorney. These early settlements typically don't account for essential factors such as necessary medical treatment, lost wages, pain and suffering, or other relevant considerations, potentially disadvantaging claimants in the long run.