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In this video, injury attorney Anh Phoong discusses how medical bills impact personal injury settlements. He notes that many clients worry about accumulating medical expenses and how they will affect their settlement. Typically, higher medical bills may lead to a higher settlement amount. When a case is settled, medical bills are usually covered within the settlement. For example, if a client receives a $50,000 settlement and has $10,000 in medical bills, the $10,000 would be deducted from the total settlement amount. This ensures that clients are not left with unpaid medical expenses after a settlement is reached.