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guys welcome to this video my name is john watts im a consumer protection lawyer and i want to talk to you about what do you do when maybe you get a letter from a debt collector maybe you look at your credit reports you see a debt collector and so you send a dispute letter or a validation letter basically saying hey i dispute this debt or if you do it the way i suggest you say i dispute any debt and then you ask the debt collector to give you some stuff it may be statements it may be the purchase agreement it may be the contract whatever it is that you think is reasonable you ask that debt collector and they dont give it to you what do you do at that point well theres a couple options one if you think that they are required to give you what you asked them and they violated the law the fdcpa fair debt collection practices act then you could always sue them i will tell you judges are pretty i think lenient and lacks about what the debt collectors have to give you okay so usually that
