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foreign [Music] ERS landlords and mortgage lenders have something in common the requirement to provide an adverse action notice federal law entitles people who apply for and are denied from a job Housing Opportunity line of credit and other benefits to an adverse action notice providing these notices is an important part of running certain kinds of businesses but the requirements can be a bit complicated and getting it wrong can have serious consequences were e-forms the worlds largest online database of fillable legal forms in this video well cover adverse action notices including what an adverse action notice is when you are and are not required to provide one and steps to take to make sure your notice complies you can also find a link to instantly write your own adverse action notice at the end of this video so what is an adverse action notice its a document that serves as the required notice to a person or entity regarding the denial of an application for some benefit there are