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If youre looking to buy a home anytime soon, Americans should be aware that there are gonna be some changes to mortgage fee structures. The Federal Housing Finance Agency, FHFA, they decided they wanted to look at all of their fees, which they havent done in maybe at at least a decade. And one of the changes theyre making on May 1st is that they are going to change the fees based on your credit score and how much you put on a down payment or your loan amount. They are only applied to the loans that are guaranteed by Freddie Mac or Fannie Mae, and that is actually, ends up being most of the loans out there for home mortgages. Well, there arent explicit rules and it kind of differs from kind of group to group. But whats going to happen is, out of some complicated calculations, some people with higher credit scores may end up paying more fees than they normally would, while people with lower credit scores may see their fees decrease. These fee structures havent been looked at or cha