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The transition to digital currency is accelerating, as highlighted by Lynette Zhang, Chief Market Analyst at ITM Trading. She emphasizes the importance of holding physical assets, stating "if you don't hold it, you don't own it." The focus is on the currency transition, particularly in Sweden, which has the oldest central bank and was the first to implement negative interest rates in 2009. Sweden is developing the e-krona, its first central bank digital currency (CBDC), in response to growing cashlessness. A recent study indicates that CBDCs could effectively replace cash when it disappears, although the process presents significant challenges and timelines are being pushed back.
