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The world monetary system can be encapsulated in six letters: I O U. Banks, both central and commercial, do not lend existing money; they create new numbers to lend you, often with interest. This system is described as fundamentally evil, benefitting a select few at the expense of the many. The presentation is based on themes from the book "The Great Gold and Silver Rush of the 21st Century," emphasizing how individuals have been monetized and serve as the basis for currency purchasing power. The purchasing power comes from the faith of the people in fiat currency, enabling it to act as a medium of exchange. For further details, readers are invited to access free chapters or order the book at ggsr21.com.