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When withdrawing money abroad, always choose the option without conversion to avoid high fees. Ensure your home bank, not a foreign entity, handles the currency conversion. Dynamic currency conversion can lead many, especially tourists, to incur excessive charges—sometimes up to 80 euros or more for a single ATM withdrawal. In the Czech Republic, ATMs dispense money in Czech crowns; transactions begin at around 200 crowns (approximately 7 euros) and can go up to 2000 crowns (about 74 euros). If your account is in a different currency, such as euros, withdrawing cash from local ATMs may lead to unfavorable exchange rates.