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In California, as a community property state, both spouses have equal rights to property purchased during marriage, regardless of being on the deed or mortgage. A quitclaim deed allows the granter to transfer their interest in a property without making guarantees about that interest. However, simply signing a quitclaim deed does not relieve one from financial responsibilities; it only removes them from the property title, not from the mortgage obligations. Even if the property owner reports to credit bureaus, only late mortgage payments would negatively impact credit scores.
