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setting up and purchasing Insurance can be simple sometimes theres these Online ways you can buy on insurance you can go through an agent or you can go through like an independent agent where they shop multiple companies but a lot of people dont understand when youre signing the pages theres about 50 60 pages that you dont necessarily read through which honestly no one really does but there are a few that may theres a couple pieces that you got to understand in those policy documents theres exclusions to your policy theres also underwriting periods and things like that to where the price could change on you so lets dive in and explain exactly what are the main pieces of that policy and what are these exclusions that you may or may not realize youre not covered for the first piece that it will explain is that if you intentionally have a car accident you are not covered if its purpose and malicious then its just not going to have a coverage for it its kind of like buying lif