Easily Hide Dropdown from the Letter Approving Credit Application

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How to Hide Dropdown from the Letter Approving Credit Application

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in this video im going to tell you what you never ever ever want to put on a credit card application and why you arent getting those automatic approvals that you so desperately want its going to be a short and sweet video people so keep it locked in the entire time because we are going to drop some gems in this video welcome everybody back to the radical marketing youtube channel where we teach you how to build credit leverage credit and create wealth so smash that like button punch that subscribe button and knock out that bell notification button because i make videos daily and you do not want to miss it if its your first time on my channel i gotta give you a massive thank you you could be watching any video and you chose to watch mine and i greatly greatly appreciate it i tell people all the time the banks hate me and the gurus to hate me because i tell you what they dont want you to know or what they want you to pay for and i keep it all stuff and no fluff so smash the subscrib

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Got questions?

Below are some common questions from our customers that may provide you with the answer you're looking for. If you can't find an answer to your question, please don't hesitate to reach out to us.

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Should my pre-approval letter match my offer?

We recommend tailoring the preapproval letter to match your offer, especially if your offer is for less than you qualify for. If the seller sees you are qualified for more, they could try to negotiate higher.

Is it true that after 7 years your credit is clear?

Most negative items should automatically fall off your credit reports seven years from the date of your first missed payment, at which point your credit scores may start rising. But if you are otherwise using credit responsibly, your score may rebound to its starting point within three months to six years.

Can a seller ask for a pre-approval?

Dont be offended if a real estate agent requests a pre-approval before showing you a home as it maybe a direct request from the homeowner. In addition to requesting a pre-approval from buyers prior to accommodating a showing, most sellers will also require a pre-approval with any purchase offer.

Will a seller accept an offer without pre-approval?

There is no law that states you cannot put in an offer without a pre-approval. So, while you can always try submitting the offer without the pre-approval letter, note that sellers prefer offers with pre-approval letters over those without.

Can I make an offer with a pre-approval letter?

So the question is: Can you make an offer on a house before youve even been pre-approved for a mortgage? Yes. There is nothing stopping you doing this, legally speaking. Anyone can make an offer to buy a house that is listed for sale.

How to remove negative items from credit report after 7 years?

Unfortunately, negative information that is accurate cannot be removed and will generally remain on your credit reports for around seven years. Lenders use your credit reports to scrutinize your past debt payment behavior and make informed decisions about whether to extend you credit and under what terms.

Should you show seller your pre approval letter?

You should let the agent know you have been pre-approved for a loan, although you do not have to show him/her your pre-approval letter. (By the way, being pre-approved is different from being pre-qualified, although many buyers confuse the two.

Does it hurt your credit score if you get denied?

Being denied for a credit card doesnt hurt your credit score. But the hard inquiry from submitting an application can cause your score to decrease. Submitting a credit card application and receiving notice that youre denied is a disappointment, especially if your credit score drops after applying.

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