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hi everyone Welcome to our video on home insurance your home is likely the most valuable asset you own and its important to protect it with the right insurance coverage in this video well cover the basics of home insurance and how it can benefit you first lets define what home insurance is home insurance is a type of insurance policy that protects your home and personal belongings from certain types of damage or loss this can include damage from fire theft natural disasters and other covered events home insurance also provides liability coverage which can help protect you financially if someone is injured on your property there are several types of home insurance coverage you can choose from including dwelling coverage this covers the structure of your home itself including the roof walls and Foundation personal property coverage this covers your personal belongings such as Furniture clothing and electronics liability coverage this covers you if someone is injured on your property a