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hi its Andy Lockwood from Lockwood college prep and I wanted to talk today about financial aid and how you can qualify for perhaps more financially than you thought you could so that you can comfortably afford to send your child to the college that he or she deserves and the title of todays presentation is how to hide your money from the financial aid office I really should say something like how to hide your money legally and ethically thanks to the scandals we had but I want to talk a little bit about the legal ways to shelter your funds from the financial aid formula so everything Im talking about here is on the up and up I dont care if youre wearing a wire or you know the FBI is hovering over you this is all kosher stuff um and I want to point out that Ive written a free report about exactly this topic that you can get on our website lockwoodcollegeprep.com report so here is a brief highlight of that report so in financial aid the deal is is that the factors that determine wh