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[Music] tonight on front line the average american family has eight zero percent for life on transfer balances credit cards plastic money have become both a necessity and a ticket to a better life hawaii a credit card is an extraordinary unbelievably great convenience for the consumer but the credit card industry plays by its own rules i dont know any merchant in america who can change the price after youve bought the item except a credit card company credit card banks earn record profits mbnas profits last year one and a half times that of mcdonalds oh mcdonalds to last year but the profits come at a price now theyve raised my rate to 19.98 and i have not been late ever there are irritated unhappy dissatisfied customers in this industry they are the new loan sharks in america i certainly didnt imagine that someday we might have ended up creating a frankenstein frankenstein what do you mean frankenstein tonight frontline correspondent lowell bergman and the new york times invest
