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Im gonna tell you why that certificate of insurance is not worth the paper its printed on lets get started everybody my name is Alex Barnett with the lien zone.com today were gonna talk about certificates of insurance and why in some instances theyre not even worth the paper theyre printed on so let me tell you a story about a client of ours who came to us and he had a certificate of insurance from his subcontractor so he thought his subcontractor had the proper insurance this was for a residential project and the subcontractor was the roofer we did some digging because there were issues on the job we got a copy of the policy only to find guess what an exclusion for residential construction in the subcontractors policy so my client the contractor was holding a certificate of insurance making him believe that he had a million three million dollars worth of coverage on this sub only to find out after a claim could have been filed but thank goodness it wasnt that this policy of ins