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[Music] today were going to talk about my number one favorite retirement structure and tax structure for that matter for the self-employed its really to find benefit plans i mean theres not a lot of other things that that self-employed people can do to get such a large bang for the buck um these plans are available to people who are sole proprietors uh even single member s corps um the self-employed have a lot of options you dont have to have a lot of employees to be able to set these plans up so lets talk about some of the pros and cons for these plans for self-employed people first of all um were going to talk about the pros so the number one pro is that you get very large contributions in these plans and their tax deductible contributions because these are qualified plans you get the tax deduction on the front end you do have to pay tax on the back end but presumably thats going to be at a much lower rate these plans are typically rolled over into iras and then you can take t