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[Music] hello everyone and thank you for joining us for todays webinar employee benefit plans errors that can get you into trouble todays presenters are joe blatt and stacy romanelli joe serves clients in multiple industries including non-profit government and health care he is the firms non-profit center of excellence leader and heads the firms private school practice joe has more than 30 years of experience working on audits and consulting projects for non-profit clients stacy has more than 16 years of public accounting experience focusing on audits of employee benefit plans and annual financial statement audits including those of nonprofit organizations stacy works in a variety of employee benefit plan audits and serves as the bkd chicago office employee benefit plan industry leader at this time ill hand it over to joe thank you erica and good afternoon thank you for joining us for our next installment of our private school webinar series id like to thank stacy for agreeing to