Easily Hide Date in the Mortgage Agreement

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How to Hide Date in the Mortgage Agreement

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hi this is Paula Waterman with Castle Rock mediation and this is Chris Waterman the Denver mortgage guy today we want to talk to you about what is the diff ing somebody from Thai those are two different things yeah we get this question a lot especially because we have a divorce Services business and when people are getting a divorce one person may want to keep the house and the other person is going to leave the marital property and when you do that you got to take them off the mortgage and off the title or the deed to the house so how do you do that I know a lot of people have heard the term quit claim deed right oh I just do a quick claim deed and itll all be done in one fall swoop no it doesnt work that way a quick claim deed only removes somebody from the title the property doesnt remove them from the mortgage theyre two separate things so title basically means whos the owner of the property right when you say Im on title that basically means you own the property just like wh

Got questions?

Below are some common questions from our customers that may provide you with the answer you're looking for. If you can't find an answer to your question, please don't hesitate to reach out to us.

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What is a hidden mortgage?

A silent second mortgage is a loan thats hidden from a mortgage lender. The goal of such a loan is to make the lender believe the home buyer came up with the down payment on their own and to hide the fact they have one more financial obligation than they are admitting to.

Can you choose your mortgage payment date?

Your first payment will generally be on the first day of the month following your first 30 days of ownership, but when you close can affect how much time you have between closing and that payment. While you cant change your payment due date, you can always pay your mortgage early.

What is the date on the mortgage note?

The date the payments are due is set forth. The note will give this date as occurring on a given day of each month until the loan is fully repaid. Usually, payments are monthly. However, sometimes payments will be set up to occur bimonthly.

How do I shave time off my mortgage?

Options to pay off your mortgage faster include: Pay extra each month. Bi-weekly payments instead of monthly payments. Making one additional monthly payment each year. Refinance with a shorter-term mortgage. Recast your mortgage. Loan modification. Pay off other debts. Downsize.

What is included in the mortgage note?

ing to the Consumer Finance Protection Bureau, mortgage notes include the amount you owe, the interest rate, the payment due dates, the length of time for repayment and where the payments are to be sent. The note also contains a section outlining any consequences, should the terms of the note be broken.

What is the note in mortgage closing?

The Note will provide you with details regarding your loan, including the amount you owe, the interest rate of the mortgage loan, the dates when the payments are to be made, the length of time for repayment, and the place where the payments are to be sent.

How do you read a mortgage note?

What Does A Mortgage Note Look Like? The total amount of the home loan. The down payment amount. Whether monthly or bimonthly payments are required. Whether the mortgage is fixed or adjustable interest rate. If there is a prepayment penalty.

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Hide Date in the Mortgage Agreement