Easily Hide Date in the Consumer Credit Application

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How to Hide Date in the Consumer Credit Application

4.8 out of 5

48 votes

hey guys so what is the difference between a consumer credit application and a job application both applications are asking you for the same information your social and address references so what is the difference the difference is your consumer credit application is you requesting immediate access to an extension of your own money a job application is you requesting to do manual labor to receive your own money so both applications are you requesting extension

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Below are some common questions from our customers that may provide you with the answer you're looking for. If you can't find an answer to your question, please don't hesitate to reach out to us.

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What are 6 things your credit card company must clearly disclose to consumers?

Total of payments, Payment schedule, Prepayment/late payment penalties, If applicable to the transaction: (1) Total sales cost, (2) Demand feature, (3) Security interest, (4) Insurance, (5) Required deposit, and (6) Reference to contract.

What is the 30-day rule for mortgage?

Approvals the 30-Day ECOA Rule A lot of people dont realize it, but Regulation B 1002.9(a)(1) says that once we have enough information to approve a loan, we are required to notify the applicant of that fact within 30 days.

What information is typically not asked for on a consumer credit application?

Your credit report does not include your marital status, medical information, buying habits or transactional data, income, bank account balances, criminal records or level of education. It also doesnt include your credit score.

How many days do you need for ECOA?

30 days after receiving a complete credit application. 30 days after receiving an incomplete credit application. 30 days after taking action on an existing credit account. 90 days after making a counteroffer to an application for credit if the applicant does not accept the counteroffer.

What is the ECOA rule?

The Equal Credit Opportunity Act (ECOA) prohibits discrimination in any aspect of a credit transaction. It applies to any extension of credit, including extensions of credit to small businesses, corporations, partnerships, and trusts.

What is the 30 day ECOA rule?

A creditor must notify an applicant of action taken on the applicants request for credit, whether favorable or adverse, within 30 days after receiving a completed application.

How do I hide something on my credit report?

How to remove negative items from your credit report yourself Get a free copy of your credit report. File a dispute with the credit reporting agency. File a dispute directly with the creditor. Review the claim results. Hire a credit repair service.

What does a regulation state 30 days mean?

The first part of the 30-day rule requires creditors to provide notification of their credit decision within 30 days after receiving a completed application concerning the creditors approval of, or counteroffer to, or adverse action on the application. While this is a mouthful to say, it really isnt that difficult.

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