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In this video tutorial, Lee Pearlman discusses the seven most common dirty tricks used by insurance companies in personal injury claims. The first tactic is the quick settlement offer, which often amounts to significantly less than the claim's true value. Studies indicate that individuals who settle immediately with insurers can receive as little as 400% less compared to those represented by an attorney. These early offers typically neglect crucial factors such as medical treatment costs, lost wages, and pain and suffering. Pearlman emphasizes the importance of legal representation to ensure fair compensation.