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hey guys Christmas expert credit Suites here we are talking about bankruptcies today and I do have my assistant one here an assistant who was on the floor behind me so with bankruptcies you guys are going way above and beyond anything and everything that you actually need to do and it needs to stop because its really as simple as looking at the inaccuracies and what is incomplete okay so Im going to show you this one right here I redacted the reference number okay so if you look at the date reported youre always going to see I dont say always but most of the time youre going to see that Equifax reports a date that is completely and totally different now if you look at like credit check total youll see they even the year could possibly different be different like 19 2001 to 0 or 0 0 0 0 for judgments ok so this one is simply just the day but even though its only the day its still inaccurate and it can be used for removal so I know that a lot of these places and people and whatev