Easily Hide Date Field into the Assignment Of Mortgage

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How to Hide Date Field into the Assignment Of Mortgage

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[Music] hey guys uh good afternoon angelo christian financial thank you so much for watching our podcast real estate insider i got a fun one for you today things that you should not tell your mortgage lender when youre getting a home loan and youre saying and youre going to wonder hey why is angelo saying theres things you should actually hide from your mortgage lender no im saying you know when youre getting a home loan you want to be very transparent you want to be honest you dont want to hide anything or be deceitful but obviously when youre buying real estate its a major transaction uh how many guys out there ever tried to buy a home before and youre really taken back or aside by all the questions that your loan officer is asking you know there are some things when youre getting a home loan that you dont want to disclose you dont want to discuss or actually do because you can actually jeopardize the transaction or affect yourself from getting approved for the home loan

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Got questions?

Below are some common questions from our customers that may provide you with the answer you're looking for. If you can't find an answer to your question, please don't hesitate to reach out to us.

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Can you change your mortgage due date?

Mortgages: Cycle dates and due dates for home loans cant be changed once theyre established at the time of opening. Other loans, leases, or lines of credit: Cycle date changes can only be made once in the life of the loan, lease, or line of credit.

What is a 30 day lock?

A mortgage rate lock is an agreement between you and your lender to temporarily lock your interest rate for a specific period of time, typically 30 to 90 days. You may be able to get an extension when needed, but there may be an additional fee.

What is a 30 day lock period?

What Is a Lock Period? A lock period refers to a window of time, typically 30 to 90 days, during which a mortgage lender must keep a specific loan offer open to a borrower. During this period, the borrower prepares for closing, and the lender processes the loan application.

What is a 45 day lock?

The benefit of a mortgage rate lock is that it protects you from market fluctuations. For example, if your lender locks in your rate at 5.68 percent for 45 days and rates jump up toward 6 percent within that period, youll still get your loan at the lesser rate.

What is a collateral assignment of mortgage?

Collateral assignment is the transfer of the rights to the rental payments from and a security interest (lien ) in a leased asset by the assets owner and lessor to lenders the lease funders to secure the funding upon payment of the consideration by the funder to the lessor, typically structured on a nonrecourse

What is a lock period?

A mortgage rate lock is an agreement between a borrower and a lender that allows the borrower to lock in the interest rate on a mortgage for a specified time period at the prevailing market interest rate. A loan lock provides the borrower with protection against a rise in interest rates during the lock period.

What is the difference between 60 day and 30 day lock?

A longer rate lock is more expensive, though. For example, a borrower who chooses a 30-day lock on a fixed-rate 30-year loan might pay a 4 percent rate and zero points, while a 60-day lock might cost 1 point (equal to 1 percent of the loan) or a slightly higher rate with a half-point.

What is the date on the mortgage note?

The date the payments are due is set forth. The note will give this date as occurring on a given day of each month until the loan is fully repaid. Usually, payments are monthly. However, sometimes payments will be set up to occur bimonthly.

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