Easily Hide Currency to the Insuring Agreement

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How to Hide Currency to the Insuring Agreement

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all right hello everybody this is melissa the insurance exam queen and i wanted to talk about um parts of a policy so this is usually part of the section of the exam that is under either pnc basics if you are taking a prometric exam or it will be part of policy provisions and contract law if youre taking a pearson exam and if you dont know if youre taking prometric or pearson its who are you scheduling your test with whichever um if you were to google your state exam so lets say youre in new york you do new york insurance exam schedule its going to either pop up as a pearson website or a prometric website or technically psi but psi will also follow either pearson or prometric so you just have to if it says psi then you got to look at the chapter titles but i most state exams are prometric or pearson anyway so anyway um this is regardless of all that this is a big part of the policy so or a big part of the exam for most people so if youre taking the property and casualty exam or

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What is additional coverage provided by an HO 3 policy quizlet?

What is an additional coverage provided by an HO3 policy? Trees, shrubs, and other plants. The water damage exclusion in the causes of loss- special form applies to all of the following, EXCEPT: Plumbing system leakage.

How many perils does the HO 3 provide coverage against on covered structures?

In an HO-3 policy, your belongings are protected on a named perils basis. This means your insurance will only cover damage or loss caused by the 16 specific perils listed in your policy.

Can currency be covered under a fire policy?

Uninsurable and excepted property This policy shall not cover accounts, bills, currency, deeds, evidences of debt, money or securities; nor, unless specifically named hereon in writing, bullion or manuscripts.

What type of coverage is provided by the HO 3 under the property removed provision?

We insure covered property against direct loss from any cause while being removed from a premises endangered by a Peril Insured Against and for no more than 30 days while removed. This coverage does not change the limit of li- ability that applies to the property being re- moved.

What is the description of the special HO 3 homeowners insurance policy?

A homeowners insurance (HO-3) policy is a coverage plan that covers your homes structure, your personal belongings and liability in the event of damage or injury. Typically, an HO-3 policy will also cover additional living expenses and protection for other structures on your property.

What is excluded from an HO-3 policy?

Typically, the following are excluded on an open peril policy: Freezing pipes and systems in vacant dwellings. Damage to foundations or pavements from ice and water weight. Theft from a dwelling under construction.

What is the best description of the special HO-3 homeowners insurance policy?

A homeowners insurance (HO-3) policy is a coverage plan that covers your homes structure, your personal belongings and liability in the event of damage or injury. Typically, an HO-3 policy will also cover additional living expenses and protection for other structures on your property.

What information is contained in the insuring agreement of an insurance policy?

The insuring agreement usually states the perils insured against, the person(s) and/or property covered, the property locations, and the period of the contract.

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