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hi welcome everybody this is Erik Roner Gua from EVGA business law were recording this video so itll be shown sometime in the future were here in Miami Florida look outside we actually have a little bit of blue skies in sunlight which those of you who live here know how precious that seems to be so today what I want to talk about in a nutshell is writ of garnishment okay now theres a couple different meanings for that and what I really like to do the intention was to look at it from the perspective of a business owner the fact of the matter is we represent business owners and employees all the time so what is the writ of garnishment so what is a writ delivered by some sort of authority typically the IRS can do writs of garnishment to garnish your wages if you owe tax money and what theyre going after is your w-2 wages okay so you get a regular paycheck your employers reporting it to the IRS on form 940 or 941 on a regular basis they know where you are they know who you are they k