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I am here to talk to you today about a topic that doesnt get talked about and its real estate holding costs what are real estate holding costs well real estate holding costs are any cost that you incur after youve determined that the home or the property youre in is no longer where you need to be anytime youre holding this property now any money you spend on that is money that ought to be spent on your new property and we call those holding costs Im going to break this down for you here in a minute but I want to tell you a story about where this really applied an older couple and they had had their house listed for about a year they had started at a higher price and then they had dropped it and they was down about fifty thousand dollars what had happened is they had found that the home that they were in was a multi-level however it just they were older and climbing those stairs wasnt working for them and they run across the perfect house that was right by their daughter and they