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The speaker shares their experience of a recent auto accident while driving home around 7:30-8:00 PM. They were making a left turn in their black Toyota RAV4 when another driver rear-ended them after about eight to ten seconds. The other driver admitted to not paying attention, suggesting it was her fault, and the speaker noted a smell of alcohol on her breath but did not report this to the police. They filed a police report and documented the other driver's information. The next day, the speaker contacted the at-fault driver's insurance to report the accident and described the damages to their vehicle, which included a smashed rear bumper, bent reinforcement, and damaged tailpipe.