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whether we realize it or not weve agreed to hundreds of contracts of adhesion over our lifetimes when you downloaded the latest operating system for your smartphone you agreed to an adhesion contract other examples of adhesion contracts include residential mortgages insurance policies credit card agreements and automobile purchase and rental agreements adhesion contracts share the following characteristics they are based on standard printed forms and boilerplate language they are used to supply mass demands for goods and services and they are drafted for an indefinite number of people instead of a single person adhesion contracts are drafted by one party and signed by another party rather than undergoing a negotiated drafting process adhesion contracts central features are standardized forms and non negotiable ti the party signing the contract cannot modify or negotiate over the contracts terms because the contracts drafters are offering the contracts terms on a non-negotiable take-i