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In this video tutorial, Lee Pearlman discusses the seven most common tricks insurance companies use in personal injury claims. The first tactic is a quick settlement offer, often significantly lower than what is fair—studies indicate that a represented claimant can receive up to 400% more than an unrepresented claimant who settles early. This initial settlement typically overlooks essential factors such as medical bills, lost wages, pain and suffering, and other crucial elements of the claim. Pearlman emphasizes that these early offers are usually inadequate and advises against accepting them without legal representation.