Easily Hide Cross in the Rental Application

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How to Hide Cross in the Rental Application

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In this video, Matt Leighton outlines seven common mistakes to avoid when applying for rental properties. The first mistake is negotiating rental prices before even viewing the property. Prospective renters often ask if the property is still available and if the owner is flexible on rent without having seen the unit or submitting an application. This approach is unproductive; negotiation should occur after the application is submitted. Leighton emphasizes the importance of viewing the property and ensuring a strong application, including demonstrating creditworthiness, before discussing rental terms. The video aims to guide viewers in making effective rental applications.

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Below are some common questions from our customers that may provide you with the answer you're looking for. If you can't find an answer to your question, please don't hesitate to reach out to us.

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What makes you stand out on a rental application?

References provide a minimum of 3 references that can vouch for your tenancy record and character. Bank statements provide current bank records with a sufficient balance that will show youre fully capable of meeting the rental payment requirement for a few months.

What can I black out on my bank statement for an apartment?

You cannot reasonable black out certain identifying information, such as your name, address, and deposits. You can, and should, black out your account number. You can also black out other transactions that are irrelevant to determining your income, which is all the landlord is supposed to be checking for.

What does a bank statement show?

A bank statement is a document from the bank that covers a specific time period, usually a month, that shows all the activity on your account for a time period. The activity shown on your bank statement includes information such as processed deductions and deposits, your average daily balance, and any interest earned.

Why do landlords want to see bank statements?

By asking for your bank details, the landlords can verify your bank account and that your income, minus your expenses, is enough to meet your payment obligations. Landlords may also want to know your account number in case you fail to pay your rent.

Why do landlords ask for bank balance?

By asking for your bank details, the landlord is able to confirm that you actually hold an account and that your monthly income, less your expenditures, is enough to cover the rent. Another reason for Landlords to want to know your account number is for security in the eventuality that you may fail to pay the rent.

Is it safe to share bank statement with landlord?

Generally yes, it is safe to share your bank statements with your landlord. However you should always be aware of rental scams and those posing as landlords or property managers to get your banking information.

What are red flags for renters?

Red flags for rental scams include prices that seem too good to be true, requests to send money via a wire transfer or the inability to tour a rental unit before signing a lease. Protect yourself when renting by looking out for these warning signs of a scam.

How do I get around 3x the rent?

If you dont make 3 times the rent, you can still try to get the apartment by putting up a larger security deposit, finding a guarantor, or demonstrating your fiscal responsibility by showing your potential landlord bank statements that show you being responsible with your money and discretionary spending.

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Hide Cross in the Rental Application